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Medicare Part C plans are regulated by the federal government, which requires every plan to provide at least the same coverage as the government-run Medicare Parts A and B. Medicare Part C plans eliminate some Medicare co-payments and deductibles, just as a Medigap insurance policy does. For that reason, if you enroll in a Medicare Part C plan, you don't also need to buy a Medigap policy. Keep in mind that each Medicare Part C plan is slightly different, depending on what that plan's private insurance company chooses to offer beyond basic Medicare. Why look at Medicare Part C plans? The slightly broader coverage than Medicare Part A and Part B is one reason, but the main benefit is cost.
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